Rich’s Top Tools & Recommendations

Here you’ll find all of my favorite tools and resources that will help you achieve financial independence!

Disclosure: This post may contain affiliate links, meaning I may earn a commission at no additional cost to you if you decide to make a purchase through my links.  See my disclosure for more info.

Best Credit Cards

CASH BACK CREDIT CARDS

Get paid cash back on your everyday purchases.

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BALANCE TRANSFER CREDIT CARDS

Save money with these balance transfer credit cards.

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FEATURED CREDIT CARDS

Find the best credit cards with these featured cards.

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CREDIT BUILDING CREDIT CARDS

Raise your credit score when you use these credit cards responsibly.

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HOTEL CREDIT CARDS

Get money-saving rewards with these hotel-branded credit cards.

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SECURED CREDIT CARDS

Raise your credit score when you use these secured credit cards for your everyday purchases responsibly.

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SMALL BUSINESS CREDIT CARDS

Are you a small-business owner? Use these unsecured credit cards to finance or expand your small business or side hustle.

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TRAVEL CREDIT CARDS

Get hefty bonus offers and fly or travel for free.

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Banking & Investing

MINT

Track your spending with Rich’s favorite money app – all for free.

TRY MINT

CIT BANK

One of Rich’s favorite high interest savings accounts.

TRY CIT

AXOS BANK

Full-service banking with an excellent high yield savings account.

TRY AXOS

SOFI BANK ACCOUNT

Get $10 when you sign up for a free money account and deposit $10.

TRY SOFI BANK

YOTTA SAVINGS

Gamified savings account with weekly drawings for extra prize money.

TRY YOTTA

FREE BUDGET CALCULATOR

Don’t play the guessing game when it comes to your monthly budget.

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QUBE MONEY

The budgeting app that digitizes the old-fashion cash envelope system.

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COINBASE

This is Rich’s preferred cryptocurrency exchange.

TRY COINBASE

GEMINI

The simple way to research and build a crypto portfolio.

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LEDGER NANO

Rich’s preferred crypto hardware wallet. Control all your crypto in one secure place.

try LEDGER

M1 FINANCE

Save & invest all in one place.

try M1

BLOCKFI

Put your crypto to work and earn interest.

try BLOCKFI

KRAKEN

Rated one of the best and most secure cryptocurrency exchanges.

try KRAKEN

PERSONAL CAPITAL

Manage all your money accounts in one place.

try PERSONAL CAPITAL

ROBINHOOD

Free stock when you sign up.

try ROBINHOOD

WEBULL

Get free stocks when you sign up.

try WEBULL

BACKER

Save for college tax-free with a 529 plan.

try BACKER

TRANSUNION

Mange your credit online with monthly credit monitoring reports.

try TRANSUNION

CASH APP

Send and receive money anytime, anywhere with this free app.

try CASH APP

MOTLEY FOOL

Investing made easy with Stock Advisor recommendations.

TRY FOOL

Business Essentials

QUICKBOOKS

Track your income & expenses to help maximize your business tax deductions.

TRY QUICKBOOKS

GUSTO

Easy to use payroll provider for your small business.

TRY GUSTO

BENCH ACCOUNTING

Premium bookkeeping solutions for small business owners.

TRY BENCH

FRESHBOOKS

Invoice software that makes small business billing simple.

TRY FRESHBOOKS

ACUITY SCHEDULING

Easily allow clients to view your real-time availability and self-schedule appointments.

TRY ACUITY

CALENDLY

Eliminate back-and-forth emails and schedule meetings professionally and efficiently.

TRY CALENDLY

CONVERTKIT

Want to email your audience?  Automate your emails with ConvertKit.

TRY CONVERTKIT

CANVA

Unlimited design options for all your social media and content creation needs.

TRY CANVA

FIVERR

Hire elite freelancers for your small business.

TRY FIVERR

SQUARE

Accept all major credit cards with no surprise fees.

TRY SQUARE

NAV

Build business credit & monitor business credit scores.

TRY NAV

Life Hacks

AUTO INSURANCE

Buckle up and get ready to save with great auto insurers in your local area.

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HOME INSURANCE

Shop, compare and save with great home insurers in your local area.

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LADDER LIFE INSURANCE

Get term life insurance in a matter of minutes with 3 easy steps.

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STUDENT LOAN ADVICE

Save thousands with your custom student loan plan.

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PLASTIQ

Pay virtually any expense by credit card, even where cards aren’t accepted.

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CREDIT CARD LABEL MAKER

Help your loved ones remember which credit cards to use with this programmable label maker.

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DOORDASH

Feed your team, expense business meals, and get points for food deliveries.

TRY DOORDASH

UBER EATS

Need to feed your team? Get meals delivered while you work.

TRY UBER EATS

INSTACART

Why waste your valuable time grocery shopping? Weekly delivery discounts available.

TRY INSTACART

NEIGHBOR

Self-storage marketplace that’s like Airbnb for storage.

TRY NEIGHBOR

RAISE

Best kept secret on the internet … buy discounted gift cards.

TRY RAISE

RAKUTEN

Easy cash back when you shop online.

TRY RAKUTEN

LYFT

Easy cash back when you shop online.

TRY LYFT

WALMART PICKUP & DELIVERY

Save time and money getting groceries delivered straight to your door.

TRY WALMART

Podcasts

APPLE PODCASTS

Listen to Rich’s podcast on Apple Podcasts.

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SPOTIFY PODCAST

Listen to Rich’s podcast on Spotify.

Listen now

LIBSYN

Distribute your podcast everywhere with Libsyn hosting.

Listen now

YouTube Resources

YOUTUBE RESOURCES

Here’s a guide to all of Rich’s YouTube Resources.  Sign up for a copy today.

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TUBEBUDDY

Advanced keyword research for your YouTube videos.

try tubebuddy

MORNINGFAME

Optimize your YouTube videos for search.

try MORNINGFAME

REV

Convert audio and video to text … this is Rich’s secret weapon when it comes to blogging.

try REV

RIVERSIDE

The easiest way to record podcasts and videos in studio quality from anywhere. All from the browser.

try RIVERSIDE

YOUTUBE CAMERA

Rich started his YouTube channel with this camera.

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Affiliate Marketing Networks

AMAZON

Perfect for anyone looking to get started with monetizing their content.

TRY AMAZON

FLEX OFFERS

Award-winning affiliate network that’s been Rich’s most profitable partner so far.

JOIN FLEX OFFERS

SHAREASALE

Free to join affiliate marketplace with an easy signup process.

JOIN FLEX OFFERS

BLOGGING & WEBSITES

NAMEHERO

Basically, the world’s favorite web hosting.

TRY NAMEHERO

BANDZOOGLE

Best website and podcast builder for independent artists & content creators.

TRY BANDZOOGLE

BLUEHOST

A place to start your first WordPress website.

TRY BLUEHOST

ELEMENTOR

The world’s leading WordPress website builder.

TRY ELEMENTOR

SHORTPIXEL

Compress & optimize your website images to help increase speed.

TRY SHORTPIXEL

SMASH BALLOON

Show off your social media using these plugins on your WordPress website.

TRY SHORTPIXEL

THIRSTY AFFILIATES

Manage all your affiliate links with this easy to use WordPress plugin.

TRY THIRSTY

WP ROCKET

Speed up your WordPress website in a few clicks.

TRY WP ROCKET

SEMRUSH

Research SEO and competitors all on one platform.

TRY sEMRUSH