{"id":4095,"date":"2020-12-31T12:00:00","date_gmt":"2020-12-31T17:00:00","guid":{"rendered":"https:\/\/teachingmillionaires.com\/?p=4095"},"modified":"2022-08-19T14:02:56","modified_gmt":"2022-08-19T18:02:56","slug":"how-the-new-stimulus-package-impacts-you","status":"publish","type":"post","link":"https:\/\/teachingmillionaires.com\/newstag\/how-the-new-stimulus-package-impacts-you\/","title":{"rendered":"How the New Stimulus Package Impacts You"},"content":{"rendered":"\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"MONEY?! New Stimulus Package\" width=\"720\" height=\"405\" src=\"https:\/\/www.youtube.com\/embed\/32i_vjjqLLE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>Here&#8217;s an overview of the new stimulus package &#8211; and a breakdown of how it is the same and different from last time. \u00a0I discuss second stimulus checks, $300 per week unemployment, a second draw PPP loan, and the how the EIDL $10,000 advance grant per borrower is back on the table.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Will I Get a $600 Stimulus Check?<\/strong><\/h2>\n\n\n\n<p>Yes, the plan right now is to get those out as quickly as possible. &nbsp;Some are reporting getting theirs the last week of 2020.&nbsp; However, it will be a few weeks for direct deposit and checks to be sent to most people.<\/p>\n\n\n\n<p>Unfortunately, the amount is half as much as last time\u2014$600 per person. &nbsp;If you&#8217;re married, filing jointly that would be $1,200.&nbsp; You get an additional $600 for each dependent under the age of 17.<\/p>\n\n\n\n<p>Let\u2019s clarify that last part. &nbsp;Adults dependents will not get a check.&nbsp; Unfortunately, they did not fix this gap from last time.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1012\" height=\"812\" src=\"https:\/\/teachingmillionaires.com\/wp-content\/uploads\/2020\/12\/Adult-Dependents-Headline.jpg\" alt=\"How the New Stimulus Package Impacts You\" class=\"wp-image-4098\" srcset=\"https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Adult-Dependents-Headline.jpg 1012w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Adult-Dependents-Headline-300x241.png 300w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Adult-Dependents-Headline-768x616.png 768w\" sizes=\"(max-width: 1012px) 100vw, 1012px\" \/><figcaption>How the New Stimulus Package Impacts You<\/figcaption><\/figure>\n\n\n\n<p>Remember, all of this is based on your 2019 taxes. \u00a0<a href=\"https:\/\/teachingmillionaires.com\/newstag\/recommends\/free-budget-calculator\/\" target=\"_blank\" rel=\"noreferrer noopener\">You can use this calculator<\/a> to look at your 2109 tax return and see how much you should get.<\/p>\n\n\n\n<p>Speaking of people who will not get a check, the income threshold has been lowered.&nbsp; For example, if you make around $90,000 annually or double that if you&#8217;re a married couple, then you will not get a stimulus check.<\/p>\n\n\n\n<p>They cleaned up the previous problem for those married to someone without a social security number.&nbsp; Yes, if you\u2019re married to someone without a social security number, you can still receive your stimulus check.&nbsp; Also, you can receive a stimulus check for each of your dependents.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What About the $2,000 Stimulus Check?<\/strong><\/h2>\n\n\n\n<p>There are debates in Washington about another $2,000 stimulus check. &nbsp;This would be in addition to the $600 stimulus check.&nbsp; However, it&#8217;s unclear when this will happen, so <a href=\"https:\/\/www.facebook.com\/groups\/teachingmillionaires\" target=\"_blank\" rel=\"noreferrer noopener\">join our Facebook group<\/a> because I\u2019ll update you there before I make a <a href=\"https:\/\/www.youtube.com\/channel\/UCLQhG0U7kfHPPC4JMeETLig\" target=\"_blank\" rel=\"noreferrer noopener\">YouTube video<\/a>.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"605\" src=\"https:\/\/teachingmillionaires.com\/wp-content\/uploads\/2020\/12\/Facebook-Group-1024x605.png\" alt=\"Teaching Millionaires Facebook Group\" class=\"wp-image-4099\" srcset=\"https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Facebook-Group-1024x605.png 1024w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Facebook-Group-300x177.png 300w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Facebook-Group-768x454.png 768w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Facebook-Group.jpg 1403w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><figcaption>Teaching Millionaires Facebook Group<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Will There Be Extra Unemployment Benefits?<\/strong><\/h2>\n\n\n\n<p>Yes, they extended PUA approximately 11-13 weeks.\u00a0 To be clear, <a href=\"https:\/\/teachingmillionaires.com\/how-you-can-get-unemployment-if-youre-self-employed\/\" target=\"_blank\" rel=\"noreferrer noopener\">PUA extends unemployment benefits to those who are traditionally ineligible<\/a>, such as independent contractors or the self-employed.\u00a0 They also added an additional $300 federal unemployment benefit per week on top of what your state gives you.<\/p>\n\n\n\n<p>It could take about two to three weeks for states to start paying out the extra $300 in weekly benefits.&nbsp; This is because each state must reprogram their systems with new dates and payout amounts.&nbsp; There won\u2019t be a lapse in benefits, so you\u2019ll receive everything you\u2019re owed.<\/p>\n\n\n\n<p>If you are unemployed from the start of 2021 all the way through late March to early April, then you can expect to receive an additional $3,000 to $4,000 total over the course of those weeks. &nbsp;That\u2019s because they extended the maximum number of available weeks of unemployment to 50 weeks.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"906\" height=\"511\" src=\"https:\/\/teachingmillionaires.com\/wp-content\/uploads\/2020\/12\/Back-to-Work-edited.jpg\" alt=\"Will There Be Extra Unemployment Benefits?\" class=\"wp-image-4106\" srcset=\"https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Back-to-Work-edited.jpg 906w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Back-to-Work-edited-300x169.jpg 300w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Back-to-Work-edited-768x433.jpg 768w\" sizes=\"(max-width: 906px) 100vw, 906px\" \/><figcaption>Will There Be Extra Unemployment Benefits?<\/figcaption><\/figure>\n\n\n\n<p>There\u2019s also a more strict back to work reporting policy. &nbsp;Employers will have the ability to contact the state to report employees refusing to come back to work without \u201cgood cause.\u201d&nbsp; Who decides what is and isn&#8217;t \u201cgood cause\u201d is unclear right now.<\/p>\n\n\n\n<p>Remember, unemployment benefits are taxable income. &nbsp;Whereas the stimulus checks are not taxable income. &nbsp;To be clear, if you don&#8217;t want a surprise when tax season rolls around, then have taxes taken out of your unemployment.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong><strong><strong><strong>Will There Be a Second Round of PPP Loans?<\/strong><\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p>Yes, there is a second round of PPP loans available called the &#8220;Second Draw.&#8221; &nbsp;This second round of PPP is available in a very similar amount as the first time around. &nbsp;However, you need to prove you had three consecutive months during 2020 where you earned less gross income than during 2019.<\/p>\n\n\n\n<p>Specifically, the SBA may require documentation like a profit and loss statement or gross receipts that show three consecutive months from 2020 and those same three consecutive months in 2019.&nbsp; You need to demonstrate at least a 25% reduction compared to the same period in 2019.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"610\" src=\"https:\/\/teachingmillionaires.com\/wp-content\/uploads\/2020\/12\/PPP-2-1024x610.png\" alt=\"\" class=\"wp-image-4101\" srcset=\"https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/PPP-2-1024x610.png 1024w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/PPP-2-300x179.png 300w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/PPP-2-768x457.png 768w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/PPP-2.jpg 1036w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>What does that mean for the self-employed? &nbsp;It\u2019s time to get your paperwork together. &nbsp;Print your bank statements from all 24 months during 2019 and 2020.&nbsp; Then, highlight on those statements every time you deposited revenue.<\/p>\n\n\n\n<p><a href=\"https:\/\/teachingmillionaires.com\/recommends\/freshbooks\/\" target=\"_blank\" rel=\"noreferrer noopener\">If you use software<\/a> or <a href=\"https:\/\/teachingmillionaires.com\/recommends\/bench-accounting\/\" target=\"_blank\" rel=\"noreferrer noopener\">a website that generates a profit and loss statement<\/a>, then this is going to be an easy task for you.&nbsp; Either way, you need to gather your documentation, so you are ready to apply for this PPP Second Draw.<\/p>\n\n\n\n<p>If approved, you can expect the same amount as the first round of PPP.\u00a0 Again, for the self-employed it\u2019s 2.5 times your average monthly payroll.\u00a0 You can <a href=\"https:\/\/teachingmillionaires.com\/newstag\/recommends\/correct-ppp-loan-amount-calculator\/\" target=\"_blank\" rel=\"noreferrer noopener\">check your correct PPP loan amount by accessing my free calculator spreadsheet here<\/a>.<\/p>\n\n\n\n<p><a href=\"https:\/\/teachingmillionaires.com\/how-to-pay-yourself-ppp-loan-self-employed\/\" target=\"_blank\" rel=\"noreferrer noopener\">The owner&#8217;s compensation rules for sole proprietors<\/a> is supposed to be same as the first round, so 100% of the second PPP loan will be available as owner\u2019s compensation for self-employed individuals.\u00a0 There are slightly different calculations and details for C-Corps, S-Corps, and partnerships, but you can expect the same loan amounts as last time.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are the New Rules for PPP Loan Forgiveness?<\/strong><\/h2>\n\n\n\n<p>They also changed the forgiveness rules for the first round of PPP loans.&nbsp; Yes, there is another PPP loan forgiveness application with different rules. &nbsp;I&#8217;m serious\u2026this is like the fourth PPP loan forgiveness application.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"846\" height=\"438\" src=\"https:\/\/teachingmillionaires.com\/wp-content\/uploads\/2020\/12\/PPP-2-Application-edited.jpg\" alt=\"\" class=\"wp-image-4107\" srcset=\"https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/PPP-2-Application-edited.jpg 846w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/PPP-2-Application-edited-300x155.jpg 300w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/PPP-2-Application-edited-768x398.jpg 768w\" sizes=\"(max-width: 846px) 100vw, 846px\" \/><\/figure>\n\n\n\n<p>The SBA still needs to create this forgiveness application, but it\u2019s supposed to be one page. &nbsp;All PPP loans $150,000 and less will be forgiven when you sign your name and certify you used the money properly.&nbsp; This is essentially automatic forgiveness and almost sounds too good to be true.<\/p>\n\n\n\n<p>The way the law is written you sign this one-page forgiveness application claiming you did everything right, your numbers are right, you stuck to the requirements, and then your loan gets forgiven. &nbsp;They aren\u2019t supposed to ask for any additional documents or paperwork.<\/p>\n\n\n\n<p>However, the SBA still needs to implement these new rules. As always, as soon as new guidance from the SBA becomes available, I will make a video walking you through how to fill in that new PPP loan forgiveness application.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong><strong><strong><strong>Is the EIDL Grant Still Available?<\/strong><\/strong><\/strong><\/strong><\/h2>\n\n\n\n<p>Yes, the EIDL advance grant is back on the table in the full $10,000 amount. &nbsp;To be clear, the SBA still needs to implement this properly, but the EIDL advance is essentially free money provided to businesses that meet the requirements and apply for it.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"910\" height=\"512\" src=\"https:\/\/teachingmillionaires.com\/wp-content\/uploads\/2020\/12\/Screenshot-482-edited.png\" alt=\"\" class=\"wp-image-4108\" srcset=\"https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Screenshot-482-edited.png 910w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Screenshot-482-edited-300x169.png 300w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Screenshot-482-edited-768x432.png 768w\" sizes=\"(max-width: 910px) 100vw, 910px\" \/><\/figure>\n\n\n\n<p>The first round of this grant was supposed to be $10,000 per business, <a href=\"https:\/\/youtu.be\/IlTweBDaJSI\" target=\"_blank\" rel=\"noreferrer noopener\">but the SBA decided it was only going to give $1,000 per employee<\/a>.&nbsp; For example, if you were a self-employed individual, you were only given $1,000.<\/p>\n\n\n\n<p>The way the new language reads the full $10,000 EIDL advance grant will be available per borrower.&nbsp; Honestly, I don&#8217;t trust the SBA to do this properly, so be prepared for more unnecessary confusion.<\/p>\n\n\n\n<p>If you received that initial $1,000 EIDL advance, then you can apply again and get $9,000. &nbsp;I recommend being ready to apply as soon as the SBA opens this up.&nbsp; This is a $10,000 grant that does not need to be paid back.<\/p>\n\n\n\n<p>Also, keep in mind the EIDL loan is available too. &nbsp;This is a 30-year loan at 3.75% that you can use as working capital for operational business expenses. &nbsp;This is in addition to the EIDL advance.<\/p>\n\n\n\n<p>One last rule change going back to PPP loan forgiveness.&nbsp; EIDL advance grants will not be deducted from PPP loan forgiveness amounts.&nbsp; Previously, the SBA deducted your EIDL advance amount from your PPP loan forgiveness amount.&nbsp; That is no longer the case.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/teachingmillionaires.com\/wp-content\/uploads\/2020\/12\/Screenshot-483.jpg\" alt=\"\" class=\"wp-image-4104\" width=\"882\" height=\"611\" srcset=\"https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Screenshot-483.jpg 749w, https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/Screenshot-483-300x208.png 300w\" sizes=\"(max-width: 882px) 100vw, 882px\" \/><\/figure>\n\n\n\n<p>Okay, let\u2019s recap.&nbsp; <a href=\"https:\/\/youtu.be\/32i_vjjqLLE\" target=\"_blank\" rel=\"noreferrer noopener\">Many Americans can expect a second stimulus check in the amount of $600<\/a>.&nbsp; Adult dependents are left out again. &nbsp;There is discussion of more stimulus money in the amount of up to $2,000 per person, but nothing is official yet.<\/p>\n\n\n\n<p>Unemployment benefits were extended an additional 11 to 13 weeks for a maximum of 50 weeks. &nbsp;There will be an additional $300 per week paid by the federal government on top of what your state provides. &nbsp;Employers are supposed to report employees who are not returning to work unless employees provide \u201cgood cause,\u201d but we still need clarification on what \u201cgood cause\u201d actually means.<\/p>\n\n\n\n<p>A second round of PPP loans is real. &nbsp;You&#8217;re going to need show a 25% loss for three months of 2020 compared to your gross revenue during those same three months in 2019.&nbsp; The amount of this PPP second draw will be the same 2.5 times your average monthly payroll as the first round of PPP loans.  You should be able to \u201cpay yourself\u201d in the same way, but the SBA needs to provide more clarification.<\/p>\n\n\n\n<p>The EIDL advance grant is back on the table for small business owners. &nbsp;This is the full $10,000 amount that does not need to be paid back.&nbsp; If you are interested in applying, get ready because it is first come first serve.<\/p>\n\n\n\n<p>Please <a href=\"https:\/\/teachingmillionaires.com\/\">share this new<\/a><a href=\"https:\/\/teachingmillionaires.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"> <\/a><a href=\"https:\/\/teachingmillionaires.com\/\">website of mine<\/a> with one person in your life.\u00a0 It\u2019s full of blogs, <a href=\"https:\/\/teachingmillionaires.com\/recommends\/apple-podcasts\/\" target=\"_blank\" rel=\"noreferrer noopener\">podcasts<\/a>, and videos all about stimulus money and <a href=\"https:\/\/teachingmillionaires.com\/resources\/\" target=\"_blank\" rel=\"noreferrer noopener\">personal finance resources<\/a>.\u00a0<\/p>\n\n\n\n<p>Don\u2019t forget you can <a href=\"https:\/\/teachingmillionaires.com\/recommends\/webull\/\" target=\"_blank\" rel=\"noreferrer noopener\">get four free stocks<\/a> when you signup with Webull and deposit $100.&nbsp; Also, you can <a href=\"https:\/\/teachingmillionaires.com\/recommends\/coinbase\/\" target=\"_blank\" rel=\"noreferrer noopener\">get $10 worth of free Bitcoin<\/a> when you sign up with Coinbase and buy $100 of cryptocurrency.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Listen to Teacher Entrepreneurs Podcast<\/strong><\/h2>\n\n\n\n<iframe style=\"border: none\" src=\"\/\/html5-player.libsyn.com\/embed\/episode\/id\/17385110\/height\/90\/theme\/custom\/thumbnail\/no\/direction\/backward\/render-playlist\/no\/custom-color\/daa520\/\" height=\"90\" width=\"100%\" scrolling=\"no\" allowfullscreen=\"\" webkitallowfullscreen=\"\" mozallowfullscreen=\"\" oallowfullscreen=\"\" msallowfullscreen=\"\"><\/iframe>\n\n\n\n<p>As always, I&#8217;m Rich and until next time.<\/p>\n\n\n\n<p class=\"has-small-font-size\"><em>\u201cteachingmillionaires.com has partnered with <a href=\"https:\/\/teachingmillionaires.com\/recommends\/cardratings-blog-disclosure\/\" target=\"_blank\" rel=\"noreferrer noopener\">CardRatings<\/a> for our coverage of credit card products. <em>teachingmillionaires.com<\/em> and CardRatings may receive a commission from card issuers. Opinions, reviews, analyses &amp; recommendations are the author\u2019s alone, and have not been reviewed, endorsed or approved by any of these entities. <em>Responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser&#8217;s responsibility to ensure all posts and\/or questions are answered<\/em>. I am not a financial advisor. The information I share is for educational purposes only and shouldn\u2019t be considered as certified financial or legal advice. It is imperative you conduct your own research. I am sharing my opinion only.\u201d<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Here&#8217;s an overview of the new stimulus package &#8211; and a breakdown of how it is the same and different from last time. \u00a0I discuss second stimulus checks, $300 per week unemployment, a second draw PPP loan, and the how the EIDL $10,000 advance grant per borrower is back on the table. Will I Get&#8230;<\/p>\n","protected":false},"author":3,"featured_media":8462,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"footnotes":""},"categories":[1,14],"tags":[],"class_list":["post-4095","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-all-posts","category-stimulus-money"],"featured_image_src_large":["https:\/\/teachingmillionaires.com\/newstag\/wp-content\/uploads\/2020\/12\/How-the-New-Stimulus-Package-Impacts-You-1024x559.png",1024,559,true],"author_info":{"display_name":"Rich Smith","author_link":"https:\/\/teachingmillionaires.com\/newstag\/author\/rich\/"},"comment_info":12,"category_info":[{"term_id":1,"name":"All Posts","slug":"all-posts","term_group":0,"term_taxonomy_id":1,"taxonomy":"category","description":"","parent":0,"count":33,"filter":"raw","cat_ID":1,"category_count":33,"category_description":"","cat_name":"All Posts","category_nicename":"all-posts","category_parent":0},{"term_id":14,"name":"Stimulus Money","slug":"stimulus-money","term_group":0,"term_taxonomy_id":14,"taxonomy":"category","description":"","parent":0,"count":13,"filter":"raw","cat_ID":14,"category_count":13,"category_description":"","cat_name":"Stimulus Money","category_nicename":"stimulus-money","category_parent":0}],"tag_info":false,"taxonomy_info":{"category":[{"value":1,"label":"All Posts"},{"value":14,"label":"Stimulus Money"}]},"_links":{"self":[{"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/posts\/4095","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/comments?post=4095"}],"version-history":[{"count":2,"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/posts\/4095\/revisions"}],"predecessor-version":[{"id":8463,"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/posts\/4095\/revisions\/8463"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/media\/8462"}],"wp:attachment":[{"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/media?parent=4095"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/categories?post=4095"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/teachingmillionaires.com\/newstag\/wp-json\/wp\/v2\/tags?post=4095"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}