Top Tools & Recommendations

Here you’ll find all of my favorite tools and resources that will help you achieve financial independence!

Disclosure: This post may contain affiliate links, meaning I may earn a commission at no additional cost to you, if you decide to make a purchase through my links.  See my disclosure for more info.

Best Credit Cards

Cash Back Credit Cards

Get paid cash back on your everyday purchases.

Balance Transfer Credit Cards

Save money with these balance transfer credit cards.

Featured Credit Card Icon

Featured Credit Cards

Find the best credit cards with these featured cards.

Credit Building Credit Cards

Raise your credit score when you use these credit cards responsibly.

Hotel Credit Cards

Get money saving rewards with these hotel branded credit cards.

Secured Credit Cards

Raise your credit score when you use these secured credit cards for your everyday purchases responsibly.

Small Business Icon

Small Business Credit Cards

Are you a small-business owner? Use these unsecured credit cards to finance or expand your small business or side hustle.

Travel Credit Cards

Get hefty bonus offers and fly or travel for free.

Banking & Investing

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CIT Bank

One of Rich’s favorite high interest savings accounts.

Axos Bank

Full-service banking with an excellent high yield savings account.

SoFi Bank Account

Get $10 when you sign up for a free money account and deposit $10

Yotta Savings

Gamified savings account with weekly drawings for extra prize money.

Free Budget Calculator

Don’t play the guessing game when it comes to your monthly budget.

Qube Money

The budgeting app that digitizes the old-fashion cash envelope system.

Coinbase Logo


This is Rich’s preferred cryptocurrency exchange.


The simple way to research and build a crypto portfolio.

Ledger Nano

Rich’s preferred crypto hardware wallet. Control all your crypto in one secure place.

M1 Finance

Save & invest all in one place.


Put your crypto to work and earn interest.


Rated one of the best and most secure cryptocurrency exchanges.

Personal Capital

Manage all your money accounts in one place.


Free stock when you sign up.


Get free stocks when you sign up.


Save for college tax-free with a 529 plan.


Mange your credit online with monthly credit monitoring reports.

Cash App

Send and receive money anytime, anywhere with this free app.

Motley Fool

Investing made easy with Stock Advisor recommendations.

Business Essentials

Quickbooks Logo


Track your income & expenses to help maximize your business tax deductions.

Gusto Logo


Easy to use payroll provider for your small business.

Bench Accounting

Premium bookkeeping solutions for small business owners.


Invoice software that makes small business billing simple.

Acuity Scheduling

Easily allow clients to view your real-time availability and self-schedule appointments.


Eliminate back-and-forth emails and schedule meetings professionally and efficiently.


Want to email your audience?  Automate your emails with ConvertKit.


Unlimited design options for all your social media and content creation needs.


Hire elite freelancers for your small business.


Accept all major credit cards with no surprise fees.


Quickly and easily create your LLC or other business entity.

YouTube Resources

YouTube Resources

Here’s a guide to all of Rich’s YouTube Resources.  Sign up for a copy today.


Advanced keyword research for your YouTube videos.


Optimize your YouTube videos for search.


Convert audio and video to text … this is Rich’s secret weapon when it comes to blogging.


The easiest way to record podcasts and videos in studio quality from anywhere. All from the browser.

YouTube Camera

Rich started his YouTube channel with this camera.


Apple Podcasts

Listen to Rich’s podcast on Apple Podcasts.

Spotify Podcast

Listen to Rich’s podcast on Spotify.

Life Hacks

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Auto Insurance

Buckle up and get ready to save with great auto insurers in your local area.

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Home Insurance

Shop, compare, and save with great home insurers in your local area.

Ladder Life Insurance

Get term life insurance in a matter of minutes with 3 easy steps.

Student Loan Advice

Save thousands with your custom student loan plan.


Pay virtually any expense by credit card, even where cards aren’t accepted.

Credit Card Label Maker

Help your loved ones remember which credit cards to use with this programmable label maker.


Feed your team, expense business meals, and get points for food deliveries.

Uber Eats

Need to feed your team? Get meals delivered while you work.


Why waste your valuable time grocery shopping? Weekly delivery discounts available.


Self-storage marketplace that’s like Airbnb for storage.


Best kept secret on the internet … buy discounted gift cards.


Easy cash back when you shop online.


Work when you have to travel with Lyft.

Walmart Pickup & Delivery

Save time and money getting groceries delivered straight to your door.

Affiliate Marketing Networks


Perfect for anyone looking to get started with monetizing their content.

Flex Offers

Award-winning affiliate network that’s been Rich’s most profitable partner so far.


Free to join affiliate marketplace with an easy signup process.

Blogging & Websites


Basically, the world’s favorite web hosting.


Best website and podcast builder for independent artists & content creators.


A place to start your first WordPress website.


The world’s leading WordPress website builder.


Compress & optimize your website images to help increase speed.

Smash Balloon

Show off your social media using these plugins on your WordPress website.

Thirsty Affiliates

Manage all your affiliate links with this easy to use WordPress plugin.

WP Rocket

Speed up your WordPress website in a few clicks.


Research SEO and competitors all on one platform.